4070 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 4070 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,555 sqft · built 1975
Lot Size0.482 acres (21,039 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Dec 2017)
Tax Bill$4,927 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0093-0233-00

Property Details

APN / Parcel Number

Primary APN550-0093-0233-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,555 sqft Living Area
1st Floor Area1,455 sqft
2nd Floor Area1,100 sqft
Basement Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,039 sqft (0.482 acres)
Lot Dimensions228 ft deep x 49 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4070 RIDGEDALE DR
CityCINCINNATI
StateOH
Zip45247-6951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEDALE DR 49.96 X 228.99 IR LOT 17 GOLDEN VALLEY SUB BLK A
Legal SubdivisionGOLDEN VALLEY SUB
Legal BlockA
Legal Lot Number17
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3002
Census Tract20812

Owner

4070 Ridgedale Dr is owned and occupied by an individual who bought it in December 2017.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4070 RIDGEDALE DR, CINCINNATI, OH 45247-6951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2017Warranty Deed, Transfer · Conventional with PMI
NATIONS RELIABLE LNDG
Jun 7, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2017 · Amount on File
Deed SaleDec 11, 2017 · Amount on File
Prior SaleJun 7, 2017 · Amount on File
Deed Document Number17-0112183
Deed Book / Page013561 / 000541
Record UpdatedJun 8, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 11, 2017
Property Address4070 RIDGEDALE DR, CINCINNATI, OH 45247-6951
Document Number0000112183
Book / Page013561 / 000541
Instrument DateNov 30, 2017
Instrument112183
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4070 RIDGEDALE DR CINCINNATI OH 452476951, CINCINNATI, OH 45247-6951

Mortgage

Document Number112184
DateDec 11, 2017
Book Page013561/000543
Instrument112184
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 10, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 7, 2017
Property Address4070 RIDGEDALE DR, CINCINNATI, OH 45247-6951
Document Number0000000654
Map ReferenceMB 36 PG 48
Instrument DateMay 30, 2017
Instrument17-0050654
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$563.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care OfGUARDIAN SAVINGS BANK

Mortgage

Document Number0000000655
DateJun 7, 2017
Instrument17-0050655
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4070 Ridgedale Dr was $4,927, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,927.00 (+2.28%)$90,986 (-) Land $15,855 Building $75,131
2024$4,817.00 (-0.48%)$90,986 (-) Land $15,855 Building $75,131
2023$4,840.00 (+8.89%)$90,986 (+33.31%) Land $15,855 Building $75,131$259,960 Land $45,300 Building $214,660
2022$4,445.00 Homeowner's exemption$68,250 Land $14,189 Building $54,061
2020$195,000 Land $40,540 Building $154,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4070 Ridgedale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4070 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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