4050 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 4050 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,631 sqft · built 2003
Lot Size	0.319 acres (13,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jan 2018)
Tax Bill	$10,551 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21031300270000`

Property Details

APN / Parcel Number

Primary APN	`21031300270000`
Alternative APNs	`031300270000` `01024113`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,631 sqft Finished Area
Basement Area	1,768 sqft
Finished Basement	1,441 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,917 sqft (0.319 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01024113
Street Address	4050 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 1 MINOR PLAT DB 8182 X 249, 0.3295 AC +/-
Legal Subdivision	STONEBRIDGE
Legal Lot Number	1
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4050 ORMOND RD, LOUISVILLE, KY 40207-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage MUTUAL/OMAHA MTG LLC
Jan 17, 2018	Warranty Deed, Transfer BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	0011069127
Deed Book / Page	11069 / 127
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4050 ORMOND RD, SAINT MATTHEWS, KY 40207-2036
Document Number	0171120524
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4050 ORMOND RD LOUISVILLE KY 402072036, LOUISVILLE, KY 40207-2036

Mortgage

Document Number	0171120524
Date	Jan 26, 2021
Book Page	017112/000524
Instrument	21729

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 17, 2018
Property Address	4050 ORMOND RD, SAINT MATTHEWS, KY 40207-2036
Document Number	0110690127
Book / Page	011069 / 000127
Instrument Date	Jan 12, 2018
Instrument	14055
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4050 ORMOND RD LOUISVILLE KY 402072036, LOUISVILLE, KY 40207-2036

Mortgage

Document Number	153840115
Date	Jan 17, 2018
Book Page	015384/000115
Instrument	14056

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,551.00 (+29.4%)	$937,080 (+31.93%) Land $106,000 Building $831,080
2024			$937,080 (+31.93%) Land $106,000 Building $831,080
2023	$8,154.00 (-0.34%)	$710,290 (-) Land $84,980 Building $625,310	$710,290 (-) Land $84,980 Building $625,310
2022	$8,182.00	$710,290 Land $84,980 Building $625,310	$710,290 Land $84,980 Building $625,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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