4040 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 4040 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 4,408 sqft · built 1938
Lot Size	0.801 acres (34,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jan 2011)
Tax Bill	$8,184 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21031300100000`

Property Details

APN / Parcel Number

Primary APN	`21031300100000`
Alternative APNs	`031300100000` `00034884`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,408 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,909 sqft (0.801 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00034884
Street Address	4040 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	PT LOTS A, B & C STONEBRIDGE SUBDIVISION, PB. 7, PG. 132, 0.8014 AC +/-
Legal Subdivision	RIDGE SUBDIVISION
Legal Lot Number	A
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4040 ORMOND RD, LOUISVILLE, KY 40207-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2011 · Amount on Record
Deed Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	DN2011014518
Deed Book / Page	9677 / 0234
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4040 ORMOND RD, SAINT MATTHEWS, KY 40207-2036
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 ORMOND RD, LOUISVILLE, KY 40207-2036

Mortgage

Document Number	0000018427
Date	Feb 18, 2026
Book Page	M 19664/588
Instrument	2026018427

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4040 ORMOND RD, SAINT MATTHEWS, KY 40207-2036
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107502
Date	May 4, 2021
Book Page	17355/304
Instrument	2021107502

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4040 ORMOND RD, SAINT MATTHEWS, KY 40207-2036
Document Number	0169660449
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4040 ORMOND RD LOUISVILLE KY 402072036, LOUISVILLE, KY 40207-2036

Mortgage

Document Number	0169660449
Date	Nov 23, 2020
Book Page	016966/000449
Instrument	251724

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,184.00 (+22.59%) Homeowner's exemption	$775,930 (+23.57%) Land $123,000 Building $652,930
2024			$775,930 (+23.57%) Land $123,000 Building $652,930
2023	$6,676.00 (-1.34%)	$627,950 (-) Land $98,180 Building $529,770	$627,950 (-) Land $98,180 Building $529,770
2022	$6,767.00	$627,950 Land $98,180 Building $529,770	$627,950 Land $98,180 Building $529,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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