4041 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 4041 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 3,099 sqft · built 1960
Lot Size	0.564 acres (24,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,700 (Mar 2003)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21031300130000`

Property Details

APN / Parcel Number

Primary APN	`21031300130000`
Alternative APNs	`031300130000` `00033929`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,099 sqft Finished Area
Basement Area	1,817 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,581 sqft (0.564 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	418 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033929
Street Address	4041 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	.5643 AC+- COR ORMOND RD & BONNYWOOD
Legal Subdivision	STONEBRIDGE
Legal Lot Number	13
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	2
Census Block	2012
Census Tract	10001

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4041 ORMOND RD, LOUISVILLE, KY 40207-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2003 · Amount on Record
Deed Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	DN2003045789
Deed Book / Page	8082 / 0365
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4041 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Document Number	0151050435
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4041 ORMOND RD LOUISVILLE KY 402072035, LOUISVILLE, KY 40207-2035

Mortgage

Document Number	0151050435
Date	Jun 21, 2017
Book Page	015105/000435
Instrument	140674

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4041 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Document Number	0151050416
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 ORMOND RD LOUISVILLE KY 402072035, LOUISVILLE, KY 40207-2035

Mortgage

Document Number	0151050416
Date	Jun 21, 2017
Book Page	015105/000416
Instrument	140670

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2022

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,767.00 (+20.02%) Homeowner's exemption	$650,120 (+20.95%) Land $113,000 Building $537,120
2024			$650,120 (+20.95%) Land $113,000 Building $537,120
2023	$5,638.00 (-1.52%) Homeowner's exemption	$537,510 (-) Land $89,930 Building $447,580	$537,510 (-) Land $89,930 Building $447,580
2022	$5,725.00 Homeowner's exemption	$537,510 Land $89,930 Building $447,580	$537,510 Land $89,930 Building $447,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1989–2025)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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