4050 Opal St, Bozeman, MT 59718 Property Records

Gallatin County property record for 4050 Opal St, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2013
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG60263`

Property Details

APN / Parcel Number

Primary APN	`00RGG60263`
Alternative APNs	`06-0798-03-4-04-35-0000` `R600963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG60263
Street Address	4050 OPAL ST
City	BOZEMAN
State	MT
Zip	59718-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND ESTATES SUB NO 2 PH 2, S03, T02 S, R05 E, BLOCK 2, LOT 18, ACRES 0.193, PLAT J-484
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	DIAMOND ESTATES SUB NO 2 PH 2
Legal Block	2
Legal Lot Number	18
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3030
Census Tract	506

Owner

Source: Gallatin County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 6783, HELENA, MT 59604-6783
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST MONTANA BANK INC
Mar 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025
Deed Sale	Jan 7, 2025
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	20252842469
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	0002842469
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4050 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, FLYINGS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002818662
Date	Jan 12, 2024
Instrument	2818662

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 24, 2022
Property Address	4050 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	0002770965
Map Reference	PL J-343
Instrument Date	Mar 21, 2022
Instrument	2770965
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 ALTA VISTA DR, BOZEMAN, MT 59715-8106

Mortgage

Document Number	0002770870
Date	Mar 24, 2022
Instrument	2770870

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 8, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4050 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2607794
Date	Mar 9, 2018
Instrument	2607794

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	218 Months
Due	Apr 30, 2036

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,765.00 (-25.81%)	$618,800 (+6.95%)	$618,800 (+6.95%) Land $268,395 Building $350,405
2023	$3,727.00	$578,600	$578,600 Land $159,035 Building $419,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

Nearby Properties on Opal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures