4038 Opal St, Bozeman, MT 59718 Property Records

Gallatin County property record for 4038 Opal St, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,753 sqft · built 2013
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jan 2021)
Tax Bill	$3,204 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG60262`

Property Details

APN / Parcel Number

Primary APN	`00RGG60262`
Alternative APNs	`06-0798-03-4-04-33-0000` `R600962`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,753 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	760 sqft
Attic	Attic
Attic Area	253 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG60262
Street Address	4038 OPAL ST
City	BOZEMAN
State	MT
Zip	59718-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND ESTATES SUB NO 2 PH 2, S03, T02 S, R05 E, BLOCK 2, LOT 17, ACRES 0.193, PLAT J-484
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	DIAMOND ESTATES SUB NO 2 PH 2
Legal Block	2
Legal Lot Number	17
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3030
Census Tract	506

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 OPAL ST, BOZEMAN, MT 59718-6187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	20212715326
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 5, 2021
Property Address	4038 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	2715326
Instrument Date	Jan 5, 2021
Instrument	2715326
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4038 OPAL ST, BOZEMAN, MT 59718-6187

Mortgage

Document Number	2715327
Date	Jan 5, 2021
Instrument	2715327

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4038 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	MONTAAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2679741
Date	Apr 28, 2020
Instrument	2679741

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4038 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2593499
Date	Sep 22, 2017
Instrument	2593499

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,204.00 (-20.54%)	$696,600 (+11.26%)	$696,600 (+11.26%) Land $268,395 Building $428,205
2023	$4,032.00	$626,100	$626,100 Land $159,035 Building $467,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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