4027 Opal St, Bozeman, MT 59718 Property Records

Gallatin County property record for 4027 Opal St, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2012
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$808,640 (Feb 2026)
Tax Bill	$7,127 (2026)
Deeds & Mortgages	Aug 2016 Line of Credit Dec 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG60246`

Property Details

APN / Parcel Number

Primary APN	`00RGG60246`
Alternative APNs	`06-0798-03-4-04-01-0000` `R600946`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG60246
Street Address	4027 OPAL ST
City	BOZEMAN
State	MT
Zip	59718-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND ESTATES SUB NO 2 PH 2, S03, T02 S, R05 E, BLOCK 2, LOT 1, ACRES 0.204, PLAT J-484
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	DIAMOND ESTATES SUB NO 2 PH 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3024
Census Tract	506

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2016	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Dec 17, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Nov 10, 2016	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 21, 2025	Transfer on Death Deed, Transfer
Oct 15, 2021	Transfer on Death Deed, Transfer
Oct 19, 2012	Warranty Deed, Transfer FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Oct 19, 2012 · Amount on Record
Deed Document Number	20262870199
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0002754945
Record Updated	Oct 29, 2026

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002554600
Date	Aug 16, 2016
Instrument	2554600

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002470563
Date	Dec 17, 2013
Instrument	2470563

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2044

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002563298
Date	Nov 10, 2016
Instrument	2563298

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 12, 2026
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	0002870199
Map Reference	PLAT J-484
Instrument Date	Feb 11, 2026
Instrument	2870199
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4027 OPAL ST, BOZEMAN, MT 59718-6187

Mortgage

Document Number	0002870200
Date	Feb 12, 2026
Instrument	2870200

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 21, 2025
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	0002862924
Map Reference	PL J-484
Instrument Date	Oct 16, 2025
Instrument	2862924
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 BISON TRL, BOZEMAN, MT 59718-7942

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 15, 2021
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	0002754945
Map Reference	PL J-484
Instrument Date	Aug 4, 2021
Instrument	2754945
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4027 OPAL ST, BOZEMAN, MT 59718-6187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6594, BOZEMAN, MT 59771-6594

October 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 19, 2012
Property Address	4027 OPAL ST, BOZEMAN, MT 59718-6187
Document Number	0002429609
Map Reference	MB J-484
Instrument Date	Oct 19, 2012
Instrument	2429609
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 DURSTON RD STE 12, 12, BOZEMAN, MT 59718-2800

Mortgage

Document Number	0002429610
Date	Oct 19, 2012
Instrument	2429610

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,127.00 (+314.6%) Homeowner's exemption	$668,800 (-)	$668,800 (-) Land $274,681 Building $394,119
2025	$1,719.00 (-57.31%) Homeowner's exemption	$668,800 (+6.96%)	$668,800 (+6.96%) Land $274,681 Building $394,119
2023	$4,027.00	$625,300	$625,300 Land $164,404 Building $460,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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