Polk County property record for 4050 Gandy Rd, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,973 sqft · built 1988 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-000000-031020 |
| Primary APN | 25-29-35-000000-031020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,973 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,649 sqft (0.497 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 594 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 83 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4050 GANDY RD |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | BEG AT SW COR OF SE1/4 OF NE1/4 OF NW1/4 RUN N 220 FT RUN E 110 FT RUN S 220 FT RUN W 110 FT TO POB LESS MAINT R/W FOR GANDY RD |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 35 |
| Legal Subdivision | DIETZ |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14501 |
Source: Polk County records · APN 25-29-35-000000-031020
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4050 GANDY RD, BARTOW, FL 33830-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2007 |
| Transfer Doc | 0000137427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4050 GANDY RD, BARTOW, FL 33830-9423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000053566 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 12136/1528 |
| Instrument | 2022053566 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 (-36.68%) Homeowner's exemption | $133,409 (+5.99%) | $274,385 (-0.62%) Land $12,425 Building $261,960 |
| 2023 | $1,903.00 (+4.33%) Homeowner's exemption | $125,873 (+3%) | $276,095 (+6.06%) Land $11,928 Building $264,167 |
| 2022 | $1,824.00 Homeowner's exemption | $122,207 | $260,316 Land $9,841 Building $250,475 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 90 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BARTOW serves 21,501 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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