3830 Gandy Rd, Bartow, FL 33830 Property Records

Polk County property record for 3830 Gandy Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,154 sqft · built 2019
Lot Size	2.54 acres (110,947 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Apr 2019 Transfer Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-000000-033020`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-000000-033020`
Alternative APNs	`352925000000033020` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,154 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	3,130 sqft
Upper Floors Area	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	110,947 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	418 sqft
Porch	Unfinished Open Porch
Porch Area	295 sqft

Location & Zoning

Street Address	3830 GANDY RD
City	BARTOW
State	FL
Zip	33830-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM SE COR OF W1/2 OF NE1/4 OF NW1/4 OF SEC RUN N89-42-42W 903 FT TO POB CONT N89-42-42W 218.02 FT TO SLY EXT OF E BNDRY OF LOTS 43 THRU 50 OF PEACE RIVER ESTATES SECOND ADDITION AS REC IN PB 61 PG 15 RUN N00-17-45W ALONG SAID E BNDRY 1001.88 FT TO
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	DIETZ
Legal Tract	A
Legal Block	2
Legal Lot Number	43-50
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3830 GANDY RD, BARTOW, FL 33830-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Correction Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Jan 29, 2019	Correction Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Dec 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Apr 2, 2019
Property Address	3830 GANDY RD, BARTOW, FL 33830-8747
Document Number	0107960053
Book / Page	010796 / 000053
Instrument Date	Mar 25, 2019
Instrument	65377
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 WELLINGTON LN BARTOW FL 338308604, BARTOW, FL 33830-8604

January 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 29, 2019
Property Address	3830 GANDY RD, BARTOW, FL 33830-8747
Document Number	0107350535
Book / Page	010735 / 000535
Instrument Date	Dec 17, 2018
Instrument	18192
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 WELLINGTON LN BARTOW FL 338308604, BARTOW, FL 33830-8604

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2018
Property Address	3830 GANDY RD, BARTOW, FL 33830-8747
Document Number	0107011351
Book / Page	010701 / 001351
Instrument Date	Dec 17, 2018
Instrument	262038
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 WELLINGTON LN BARTOW FL 338308604, BARTOW, FL 33830-8604

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,644 (+2.7%)	$483,793 (-1.24%) Land $56,903 Building $426,890
2025	$3,479.00 (-8.38%) Homeowner's exemption	$309,293 (+5.99%)	$489,877 (-3.97%) Land $56,903 Building $432,974
2023	$3,797.00 (+2.76%) Homeowner's exemption	$291,821 (+3%)	$510,137 (+13.82%) Land $54,646 Building $455,491
2022	$3,695.00 Homeowner's exemption	$283,321	$448,192 Land $45,171 Building $403,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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