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3855 Gandy Rd, Bartow, FL 33830 Property Records

Polk County property record for 3855 Gandy Rd, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,923 sqft Living Area
Lot Size2.14 acres
OccupancyOwner Occupied
Last Sale$380,000 (2023)
Tax Bill$3,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-29-35-000000-034180
Alternative APNs
  • 352925000000034180
  • 52925000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,923 sqft Living Area
1st Floor1,923 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2015
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area93,624 sqft
Garage TypeDetached Garage
Garage Area1,040 sqft Garage
PorchPorch
Porch Area279 sqft Porch

Location & Zoning

Street Address3855 GANDY RD
CityBARTOW
StateFL
Zip33830-8705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 160 FT OF E 320 FT OF N 583 FT OF SW1/4 OF NW1/4 LESS MAINT R/W
Legal Range25E
Legal Township29S
Legal Section35
Legal SubdivisionDIETZ
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2018
Census Tract14501

Owner

Source: Polk County records · APN 25-29-35-000000-034180

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3855 GANDY RD, BARTOW, FL 33830-8705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MIDFLORIDA CU
Jun 06, 2023Warranty Deed, Transfer · Building or Construction Mortgage
KIAVI FUNDING INC
Jun 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MUTUAL/OMAHA MTG LLC
Sep 18, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
BBMC MTG
Sep 18, 2018Quit Claim Deed, Transfer
PREMIER TITLE/CTRL FL
Feb 22, 2018Warranty Deed, Transfer
PREMIER TITLE/CTRL FL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2023 · Amount on Record
Deed SaleNov 07, 2023 · Amount on Record
Prior SaleJun 06, 2023 · Amount on Record
Deed Doc Number2023263539
Deed Book / Page12901 / 1891
Prior Transfer DateAug 28, 2018
Prior Transfer Doc0106141369
Record RefreshedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 07, 2023
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0000263539
Book / Page12901 / 1891
Instrument DateNov 03, 2023
Instrument2023263539
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1850 LEE RD STE 300, 300, WINTER PARK, FL 32789-2107

Transferred To (Grantee/Buyer)

NameVerified Name
Address3855 GANDY RD, BARTOW, FL 33830-8705

Mortgage

Document Number0129011893
DateNov 07, 2023
Instrument12901/1893
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 06, 2023
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0000132768
Book / Page12719 / 1132
Instrument DateJun 05, 2023
Instrument2023132768
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7400 HIGHWAY 140 N, COTTAGE GROVE, TN 38224-2118

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 LEE RD STE 300, 300, WINTER PARK, FL 32789-2107

Mortgage

Document Number0000132769
DateJun 06, 2023
Book Page12719/1134
Instrument2023132769
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0111052217
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3855 GANDY RD BARTOW FL 338308705, BARTOW, FL 33830-8705

Mortgage

Document Number0111052217
DateJan 14, 2020
Book Page011105/002217
Instrument9068
Lender
NameMUTUAL/OMAHA MTG LLC
AddressLOMBARD, IL 60148
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 18, 2018
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0106141380
Book / Page010614 / 001380
Instrument DateSep 11, 2018
Instrument197447
Transaction TypeTransfer
Record UpdatedOct 03, 2018
Title CompanySIGNATURE TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,605.80
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3855 E GANDY RD BARTOW FL 338308705, BARTOW, FL 33830-8705

Mortgage

Document Number106141382
DateSep 18, 2018
Book Page010614/001382
Instrument197448
Lender
NameBBMC MTG
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateSep 18, 2018
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0106141369
Book / Page010614 / 001369
Instrument DateAug 28, 2018
Instrument197443
Transaction TypeTransfer
Record UpdatedOct 03, 2018
Title CompanyPREMIER TITLE/CTRL FL

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 W LUCERNE CIR #200 ORLANDO FL 328013718, 200, ORLANDO, FL 32801-3718

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 22, 2018
Property Address3855 GANDY RD, BARTOW, FL 33830-8705
Document Number0104041331
Book / Page010404 / 001331
Instrument DateFeb 21, 2018
Instrument40628
Transaction TypeTransfer
Record UpdatedMar 16, 2018
Title CompanyPREMIER TITLE/CTRL FL

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 W LUCERNE CIR #200 ORLANDO FL 328013718, 200, ORLANDO, FL 32801-3718

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,737.00 (+46.55%)$289,106 (+43.29%) Land $53,733 Building $235,373$289,106 (-1.21%) Land $53,733 Building $235,373
2023$2,550.00 (+3.36%)$201,764 (+3%)$292,644 (+7.48%) Land $51,583 Building $241,061
2022$2,467.00 Homeowner's exemption$195,887$272,268 Land $42,556 Building $229,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 526 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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