Worcester County property record for 405 Williams St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,048 sqft · built 1938 |
| Lot Size | 0.349 acres (15,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Feb 1998) |
| Tax Bill | $2,845 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-031411 |
| Primary APN | 03-031411 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,048 sqft Total Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,210 sqft (0.349 acres) |
| Lot Depth | 2 ft Depth |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 031411 |
|---|---|
| Street Address | 405 WILLIAMS ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 60 X 239 (AVG) W SIDE 4O5 WILLIAM ST BERLIN |
| Legal Subdivision | MT PLEASANT |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 951000 |
Source: Worcester County records · APN 03-031411
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 WILLIAMS ST, BERLIN, MD 21811-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 23, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 1998 · Amount on Record |
| Deed Sale | Feb 13, 1998 · Amount on Record |
| Prior Sale | Jun 29, 1990 · Amount on Record |
| Deed Document Number | 1998309820 |
| Deed Book / Page | 2482 / 278 |
| Last Transfer Date | May 12, 2022 |
| Transfer Doc | 0083900155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 405 WILLIAMS ST, BERLIN, MD 21811-1219 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0083220144 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 8322/144 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 23, 2022 |
| Property Address | 405 WILLIAMS ST, BERLIN, MD 21811-1219 |
| Document Number | 0083900155 |
| Book / Page | 8390 / 155 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,133 (+10.62%) | $314,700 (-) Land $106,300 Building $208,400 | |
| 2025 | $2,845.00 (+7.4%) Homeowner's exemption | $259,567 (+20.34%) | $314,700 (+35.65%) Land $106,300 Building $208,400 |
| 2023 | $2,649.00 Homeowner's exemption | $215,700 | $232,000 Land $106,300 Building $125,700 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BERLIN serves 4,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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