Worcester County property record for 403 Williams St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,255 sqft · built 1930 |
| Lot Size | 0.384 acres (16,716 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,346 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-031721 |
| Primary APN | 03-031721 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,255 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,716 sqft (0.384 acres) |
| Lot Depth | 2 ft Depth |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 112 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 377 sqft |
| Patio Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031721 |
|---|---|
| Street Address | 403 WILLIAMS ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 75 X 240.9 W SIDE 403 WILLIAMS STS BERLIN |
| Legal Subdivision | ROZELL ROBERT R LAND SURV |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 951000 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 WILLIAMS ST, BERLIN, MD 21811-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2002 |
| Deed Sale | Mar 12, 2002 |
| Deed Document Number | 2002335809 |
| Deed Book / Page | 3273 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 403 WILLIAMS ST, BERLIN, MD 21811-1219 |
| Document Number | 0075560472 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 WILLIAMS ST BERLIN MD 218111219, BERLIN, MD 21811-1219 |
| Document Number | 0075560472 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 007556/000472 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,346.00 (+3.23%) Homeowner's exemption | $508,100 (+9.88%) | $553,800 (-) Land $106,400 Building $447,400 |
| 2025 | $7,116.00 (+6.57%) Homeowner's exemption | $462,400 (+16.56%) | $553,800 (+32.9%) Land $106,400 Building $447,400 |
| 2023 | $6,677.00 Homeowner's exemption | $396,700 | $416,700 Land $106,400 Building $310,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures