332 Williams St, Berlin, MD 21811 Property Records

Worcester County property record for 332 Williams St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,480 sqft · built 2001
Lot Size	0.307 acres (13,365 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Jun 2025)
Tax Bill	$8,323 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-033414`

Property Details

APN / Parcel Number

Primary APN	`03-033414`
Alternative APN	`033414`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,480 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,365 sqft (0.307 acres)
Lot Depth	1 ft Depth
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	168 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033414
Street Address	332 WILLIAMS ST
City	BERLIN
State	MD
Zip	21811-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	81 25 X 165 E SIDE WILLIAM STREET BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1022
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 WILLIAMS ST, BERLIN, MD 21811-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Book / Page	8971 / 26
Prior Transfer Date	Jun 11, 2011
Prior Transfer Doc	0057040162
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	332 WILLIAMS ST, BERLIN, MD 21811-1218
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WILLIAMS ST, BERLIN, MD 21811-1218

Mortgage

Document Number	0091080190
Date	Mar 16, 2026
Book Page	9108/190

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	332 WILLIAMS ST, BERLIN, MD 21811-1218
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	NOT AVAILABLE, IDEAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WILLIAMS ST, BERLIN, MD 21811-1218

Mortgage

Document Number	0086760123
Date	Nov 30, 2023
Book Page	8676/123

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,323.00 (+2.99%) Homeowner's exemption	$529,067 (+14.34%)	$595,400 (-) Land $106,100 Building $489,300
2025	$8,081.00 (+65.97%) Homeowner's exemption	$462,733 (+22.39%)	$595,400 (+50.2%) Land $106,100 Building $489,300
2023	$4,869.00 Homeowner's exemption	$378,067	$396,400 Land $106,100 Building $290,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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