Oneida County and Rome City property record for 405 Walnut St, Rome, NY 13440 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1952 |
| Square Footage | 1,328 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | Attached, 288 sqft |
| Last Sale | $319,000 (2024) |
| Primary APN | 301301 223.016-5-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,328 sqft Living Area |
| 1st Floor | 1,328 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 99.1 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Shed | 1 Shed |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 48645 06 |
|---|---|
| Street Address | 405 WALNUT ST |
| City | ROME |
| State | NY |
| Zip | 13440-2635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H&G&L 98X130 |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | ROME |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 22200 |
Source: Oneida County and Rome City records · APN 301301 223.016-5-7
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7303 MERRICK RD, ROME, NY 13440 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 07, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage GENESEE REGIONAL BANK |
| Sep 07, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage GENESEE REGIONAL BANK |
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Sep 07, 2021 · Amount on Record |
| Deed Doc Number | 20248694 |
| Prior Transfer Date | Sep 30, 2002 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 31, 2024 |
| Property Address | 405 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 0000008694 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 2024-008694 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7303 MERRICK RD, ROME, NY 13440 |
| Document Number | 0000008695 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 2024-008695 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 07, 2021 |
| Property Address | 405 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 0000014857 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021-014857 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7811 MERRICK RD APT 3, 3, ROME, NY 13440-2172 |
| Document Number | 0000014858 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-014858 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 07, 2021 |
| Property Address | 405 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 14857 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021-014857 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7811 MERRICK RD APT 3, 3, ROME, NY 13440-2172 |
| Document Number | 14858 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-014858 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 405 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 0000014299 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 WALNUT ST ROME NY 134402635, ROME, NY 13440-2635 |
| Document Number | 0000014299 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 14299 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $74,000 (-) Land $18,700 Building $55,300 | $174,118 (+6.75%) Land $44,000 Building $130,118 |
| 2024 | $74,000 (-) Land $18,700 Building $55,300 | $163,103 (+0.02%) Land $41,217 Building $121,886 | |
| 2023 | $74,000 (-) Land $18,700 Building $55,300 | $163,067 (+17.91%) Land $41,207 Building $121,860 | |
| 2022 | $5,134.00 Disabled Person's exemption Veteran's exemption | $74,000 Land $18,700 Building $55,300 | $138,292 Land $34,947 Building $103,345 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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