404 Walnut St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 404 Walnut St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,528 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Nov 2025)
Tax Bill$2,565 (2026)
Deeds & MortgagesNov 2025 Sale
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.016-1-62

Property Details

APN / Parcel Number

Primary APN301301 223.016-1-62
Alternative APNs
  • 130122301600010620000000
  • 301301 223.016-0001-062
  • 48620 06

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area904 sqft
Upper Floors Area624 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area6,098 sqft (0.14 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number48620 06
Street Address404 WALNUT ST
CityROME
StateNY
Zip13440-2636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&G&L 50.5XIRREG
Legal Block1
Legal Lot Number62.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3017
Census Tract22200

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9875 FRENCHTOWN RD, TABERG, NY 13471-3015
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Warranty Deed, Transfer
Dec 5, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleDec 5, 2019 · Amount on Record
Deed Document Number202514379
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateNov 12, 2025
Property Address404 WALNUT ST, ROME, NY 13440-2636
Document Number0000014379
Instrument DateOct 23, 2025
Instrument2025-014379
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9875 FRENCHTOWN RD, TABERG, NY 13471-3015

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateDec 5, 2019
Property Address404 WALNUT ST, ROME, NY 13440-2636
Document Number0000016943
Instrument DateNov 20, 2019
Instrument2019-016943
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5019 COUNTY SEAT, WESTMORELAND, NY 13490-1520

Mortgage

Document Number0000016944
DateDec 5, 2019
Instrument2019-016944
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,565.00
2025$54,600 (-) Land $15,200 Building $39,400$128,471 (+6.75%) Land $35,765 Building $92,706
2024$4,763.00 (+17.06%)$54,600 (-) Land $15,200 Building $39,400$120,344 (+0.02%) Land $33,502 Building $86,842
2023$54,600 (-) Land $15,200 Building $39,400$120,317 (+17.92%) Land $33,495 Building $86,822
2022$4,069.00$54,600 Land $15,200 Building $39,400$102,037 Land $28,406 Building $73,631

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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