Oneida County and Rome City property record for 401 Walnut St, Rome, NY 13440 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1952 |
| Square Footage | 2,160 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Attached, 320 sqft |
| Last Sale | $193,800 (2020) |
| Primary APN | 301301 223.016-5-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,160 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| 2nd Floor | 960 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 50.5 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 320 sqft Garage |
| Porch Area | 320 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 48635 06 |
|---|---|
| Street Address | 401 WALNUT ST |
| City | ROME |
| State | NY |
| Zip | 13440-2635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H&G&L 50X130 |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | ROME |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 22200 |
Source: Oneida County and Rome City records · APN 301301 223.016-5-9
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 401 WALNUT ST, ROME, NY 13440-2635 |
| Owner Type | Owner is a Company |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Aug 15, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance EMPOWER FCU |
| Nov 09, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Oct 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2020 · Amount on Record |
| Deed Sale | Nov 09, 2020 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Doc Number | 202015528 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 401 WALNUT ST, ROME, NY 13440-2635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006865 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022-006865 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 401 WALNUT ST, ROME, NY 13440-2635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009953 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023-009953 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 09, 2020 |
| Property Address | 401 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 0000015528 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 2020-015528 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | WALNUT ST, ROME, NY 13440 |
| Document Number | 0000015529 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 2020-015529 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 401 WALNUT ST, ROME, NY 13440-2635 |
| Document Number | 0000015780 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 401 WALNUT ST ROME NY 134402635, ROME, NY 13440-2635 |
| Document Number | 0000015780 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 15780 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,000 (-) Land $10,500 Building $78,500 | $209,412 (+6.75%) Land $24,706 Building $184,706 | |
| 2024 | $89,000 (-) Land $10,500 Building $78,500 | $196,165 (+0.02%) Land $23,143 Building $173,022 | |
| 2023 | $89,000 (-) Land $10,500 Building $78,500 | $196,122 (+17.92%) Land $23,138 Building $172,984 | |
| 2022 | $5,958.00 | $89,000 Land $10,500 Building $78,500 | $166,324 Land $19,622 Building $146,702 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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