405 W Owsley St, Chenoa, IL 61726 Property Records

McLean County property record for 405 W Owsley St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1879
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on File
Last Sale	$36,500 (May 2022)
Tax Bill	$1,235 (2024)
Deeds & Mortgages	May 2022 Sale & Line of Credit Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-02-455-011`

Property Details

APN / Parcel Number

Primary APN	`03-02-455-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,600 sqft (0.197 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	405 W OWSLEY ST
City	CHENOA
State	IL
Zip	61726-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT, HUMPHREY & PICKETTS SUB OF CHENOA (ORIG TOWN); LT 2 & W9.8 LT 1 BLK 21
Legal Subdivision	SCOTT, HUMPHREY & PICKETTS SUB
Legal Block	21
Legal Lot Number	2,1
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2034
Census Tract	5700

Owner

405 W Owsley St is owned by an individual who bought it in May 2022.

Source: McLean County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	609 LINCOLN ST, CHENOA, IL 61726-1214
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF FORREST
Jul 12, 2019	Warranty Deed, Transfer · Line of Credit STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	20229265
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 20, 2022
Property Address	405 W OWSLEY ST, CHENOA, IL 61726-1167
Document Number	202200009265
Instrument Date	May 4, 2022
Instrument	2022-00009265
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LINCOLN ST, CHENOA, IL 61726-1214

Mortgage

Document Number	202200009266
Date	May 20, 2022
Instrument	2022-00009266

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 9, 2027

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2019
Property Address	405 W OWSLEY ST, CHENOA, IL 61726-1167
Document Number	201900010757
Instrument Date	Jun 25, 2019
Instrument	2019-00010757
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$22.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5141 N LOWELL AVE, CHICAGO, IL 60630-2612

Mortgage

Document Number	201900010758
Date	Jul 12, 2019
Instrument	2019-00010758

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Dec 28, 2019

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,529 Land $4,136 Building $10,393	$43,587 Land $12,408 Building $31,179
2024	$1,235.00 (+7.77%)
2023	$1,146.00 (+85.44%)	$12,038 (+87.54%) Land $3,427 Building $8,611	$36,114 (+87.54%) Land $10,281 Building $25,833
2022	$618.00	$6,419 Land $3,209 Building $3,210	$19,257 Land $9,627 Building $9,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W Owsley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 W Owsley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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