403 W Owsley St, Chenoa, IL 61726 Property Records

McLean County property record for 403 W Owsley St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 897 sqft · built 1994
Lot Size	0.136 acres (5,936 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2026)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02-455-012`

Property Details

APN / Parcel Number

Primary APN	`03-02-455-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	897 sqft Living Area
1st Floor Area	897 sqft
2nd Floor Area	294 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,936 sqft (0.136 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 W OWSLEY ST
City	CHENOA
State	IL
Zip	61726-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT, HUMPHREY & PICKETTS SUB OF CHENOA (ORIG TOWN) ; E40.2 LT 1 BLK 21 & PT VAC GARRARD ST LYG E & ADJ
Legal Subdivision	SCOTT, HUMPHREY & PICKETTS SUB
Legal Block	21
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2034
Census Tract	5700

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 W OWSLEY ST, CHENOA, IL 61726-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	202613554
Prior Transfer Date	Mar 1, 2010
Prior Transfer Doc	0000007347
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 10, 2026
Property Address	403 W OWSLEY ST, CHENOA, IL 61726-1167
Document Number	0000013554
Instrument Date	Aug 21, 2026
Instrument	202613554
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	COUNTY ABSTRACT, LIVINGSTON COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W OWSLEY ST, CHENOA, IL 61726-1167

Mortgage

Document Number	0000013555,
Date	Sep 10, 2026
Instrument	202613555

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 14, 2018
Property Address	403 W OWSLEY ST, CHENOA, IL 61726-1167
Document Number	201800007436
Instrument Date	May 9, 2018
Instrument	2018-00007436
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W OWSLEY ST, CHENOA, IL 61726-1167
Investor	Possibly a Property Investor

Mortgage

Document Number	201800007437
Date	May 14, 2018
Instrument	2018-00007437

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (+12.85%)	$33,849 (+20.7%) Land $2,829 Building $31,020	$101,547 (+20.7%) Land $8,487 Building $93,060
2024	$2,312.00 (+10.15%)
2023	$2,099.00	$28,045 Land $2,344 Building $25,701	$84,135 Land $7,032 Building $77,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

Nearby Properties on W Owsley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures