McLean County property record for 321 W Owsley St, Chenoa, IL 61726
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1889 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Nov 2014) |
| Tax Bill | $1,858 (2024) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02-456-001 |
| Primary APN | 03-02-456-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 W OWSLEY ST |
|---|---|
| City | CHENOA |
| State | IL |
| Zip | 61726-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6,7 & 8 BLK 20 SCOTT HUMPHREY & PRICKETTS SUB |
| Legal Subdivision | SCOTT HUMPHREY & PRICKETTS SUB |
| Legal Block | 20 |
| Legal Lot Number | 6,7 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | CHENOA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 5700 |
321 W Owsley St is owned and occupied by two individuals who bought it in November 2014.
Source: McLean County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 W OWSLEY ST, CHENOA, IL 61726-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2014 · Amount on File |
| Deed Sale | Nov 13, 2014 · Amount on File |
| Deed Document Number | 201420146 |
| Prior Transfer Date | Nov 3, 2014 |
| Prior Transfer Doc | 0000020145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 28, 2026 |
| Property Address | 321 W OWSLEY ST, CHENOA, IL 61726-1166 |
| Document Number | 0000012763 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202612763 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 W OWSLEY ST, CHENOA, IL 61726-1166 |
| Document Number | 0000012763, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202612763 |
| Name | BANK OF PONTIAC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Chenoa Township |
| Municipality | Chenoa City |
| Unified School District | Prairie Central Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,513 Land $9,027 Building $19,486 | $85,539 Land $27,081 Building $58,458 | |
| 2024 | $1,858.00 (+10.73%) | ||
| 2023 | $1,678.00 | $23,624 Land $7,479 Building $16,145 | $70,872 Land $22,437 Building $48,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 W Owsley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 W Owsley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHENOA serves 1,800 people · EPA ID IL1130300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon, Watch TV.
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