403 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 403 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.184 acres (8,032 sqft)
Owner	Company Name on Record
Last Sale	$54,000 (Feb 2026)
Tax Bill	$12 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-255-010`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-255-010`

Exterior

Lot Area	8,032 sqft (0.184 acres)

Location & Zoning

Street Address	403 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9552
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	2021R15061
Legal Subdivision	PRAIRIE MEADOWS SUBDIVISION PHASE V
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3127 VILLAGE OFFICE PL, CHAMPAIGN, IL 61822-7673
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION CREDIT UNION
Feb 23, 2026	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	20262544
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2026
Property Address	403 SUTTON ST, SAVOY, IL 61874-9552
Document Number	0000011079
Instrument Date	Jul 14, 2026
Instrument	202611079
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 SUTTON ST, SAVOY, IL 61874-9552

Mortgage

Document Number	0000011080,
Date	Jul 17, 2026
Instrument	202611080

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 23, 2026
Property Address	403 SUTTON ST, SAVOY, IL 61874-9552
Document Number	0000002544
Map Reference	DOC 2021R15061
Instrument Date	Jan 28, 2026
Instrument	2026R02544
Transaction Type	Construction Loan
Record Updated	Mar 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 VILLAGE OFFICE PL, CHAMPAIGN, IL 61822-7673

Mortgage

Document Number	0000002545
Date	Feb 23, 2026
Instrument	2026R02545

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180 (+5.88%) Land $180	$540 (+5.88%) Land $540
2024	$12.00	$170 (+13.33%) Land $170	$510 (+13.33%) Land $510
2022	$12.00	$150 Land $150	$450 Land $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, Nextlink.

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