405 Sunnyridge Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 405 Sunnyridge Ln, Loretto, MN 55357

Property Summary

Property Type	Townhouse
Details	2 bd · 1.75 ba · 1,286 sqft · built 2000
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0125`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0125`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	37 ft deep x 79 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	405 SUNNYRIDGE LN
City	LORETTO
State	MN
Zip	55357-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 002 BLOCK 006 A HIGHLANDS OF LORETTO TOWNHOMES 2ND N 79 X 37
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	HIGHLANDS OF LORETTO TOWNHOMES 2ND
Legal Block	6
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3002
Census Tract	27101

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Limited Warranty Deed, Transfer
Feb 17, 2026	Affidavit of Death of Joint Tenant, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	202611440523
Record Updated	Sep 20, 2026

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 17, 2026
Property Address	405 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0A11440523
Instrument Date	Jan 30, 2026
Instrument	A11440523
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 SUNNYRLDGE LANE, LORETTO, MN 55357-2115

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HENNEPIN MN
Recording Date	Feb 17, 2026
Property Address	405 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0A11440522
Instrument Date	Jan 30, 2026
Instrument	A11440522
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12708 PHEASANT RUN, BURNSVILLE, MN 55337-3636
Mail Care Of	REBECCA J SMITH AND LANCE T SMITH

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,922.00 (+9.83%) Homeowner's exemption	$276,100 (+4.07%) Land $33,000 Building $243,100	$276,100 (+4.07%) Land $33,000 Building $243,100
2024		$265,300 (-0.26%) Land $33,000 Building $232,300	$265,300 (-0.26%) Land $33,000 Building $232,300
2023	$3,571.00 Homeowner's exemption
2022		$266,000 Land $38,000 Building $228,000	$266,000 Land $38,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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