280 Sunnyridge Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 280 Sunnyridge Ln, Loretto, MN 55357

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,176 sqft · built 2000
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2020)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0141`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0141`
Alternative APN	`0611823420130`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	504 sqft
2nd Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	60 ft deep x 27.6 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	280 SUNNYRIDGE LN
City	LORETTO
State	MN
Zip	55357-2121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 002 BLOCK 001 A CARRIAGE HILL TOWNHOMES THAT PART OF LOT 2 LYING EAST OF THE WESTERLY 7.42 FEET THEREOF 27.6 X 60
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	CARRIAGE HILL TOWNHOMES
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3007
Census Tract	27101

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	280 SUNNYRIDGE LN, LORETTO, MN 55357-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BK NA
Apr 30, 2019	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Apr 28, 2017	Quit Claim Deed, Transfer EXECUTIVE TITLE
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	202010770810
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0A10433342
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 31, 2020
Property Address	280 SUNNYRIDGE LN, LORETTO, MN 55357-2121
Document Number	0010770810
Instrument Date	Mar 23, 2020
Instrument	10770810
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SUNNYRIDGE LN LORETTO MN 553572121, LORETTO, MN 55357-2121

Mortgage

Document Number	10770811
Date	Mar 31, 2020
Instrument	10770811

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Mortgage

Document Number	10770812,
Date	Mar 31, 2020
Instrument	10770812

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 30, 2019
Property Address	280 SUNNYRIDGE LN, LORETTO, MN 55357-2121
Document Number	0010657236
Instrument Date	Apr 30, 2019
Instrument	10657236
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SUNNYRIDGE LN LORETTO MN 553572121, LORETTO, MN 55357-2121

Mortgage

Document Number	10657237
Date	Apr 30, 2019
Instrument	10657237

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 28, 2017
Property Address	280 SUNNYRIDGE LN, LORETTO, MN 55357-2121
Document Number	0010433342
Instrument Date	Apr 26, 2017
Instrument	10433342
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 SUNNYRIDGE LN LORETTO MN 553572121, LORETTO, MN 55357-2121

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 28, 2017
Property Address	280 SUNNYRIDGE LN, LORETTO, MN 55357-2121
Document Number	0010433343
Instrument Date	Apr 26, 2017
Instrument	10433343
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$469.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 SUNNYRIDGE LN LORETTO MN 553572121, LORETTO, MN 55357-2121

Mortgage

Document Number	10433344
Date	Apr 28, 2017
Instrument	10433344

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (+4.78%)	$216,700 (+3.73%) Land $16,000 Building $200,700	$216,700 (+3.73%) Land $16,000 Building $200,700
2024	$3,162.00 (+10.41%)	$208,900 (+2.4%) Land $16,000 Building $192,900	$208,900 (+2.4%) Land $16,000 Building $192,900
2023	$2,864.00
2022		$204,000 Land $15,000 Building $189,000	$204,000 Land $15,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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