315 Sunnyridge Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 315 Sunnyridge Ln, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,165 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2024)
Tax Bill	$5,127 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0036`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0036`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,165 sqft Living Area
Gross Area	2,717 sqft
1st Floor Area	1,165 sqft
Basement Area	832 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Composition
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	720 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	315 SUNNYRIDGE LN
City	LORETTO
State	MN
Zip	55357-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 002 A HILLVIEW WEST ADDN 80 X 120
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	HILLVIEW WEST ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3008
Census Tract	27101

Owner

Source: Hennepin County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Apr 23, 2021
Deed Document Number	202411333478
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0011244700
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 13, 2023
Property Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678
Document Number	0A11244700
Instrument Date	Oct 17, 2023
Instrument	A11244700
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678

Mortgage

Document Number	0A11244701
Date	Nov 13, 2023
Instrument	A11244701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 23, 2021
Property Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678
Document Number	0A10951551
Instrument Date	Apr 23, 2021
Instrument	A10951551
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	SHERBURNE COUNTY ABSTRACT, SHERBURNE CO ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678

Mortgage

Document Number	0A10951552
Date	Apr 23, 2021
Instrument	A10951552

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 4, 2018
Property Address	315 SUNNYRIDGE LN, LORETTO, MN 55357-9678
Document Number	0010600573
Instrument Date	Sep 27, 2018
Instrument	10600573
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NORTHLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 SUNNYRIDGE LN LORETTO MN 553579678, LORETTO, MN 55357-9678

Mortgage

Document Number	10600574
Date	Oct 4, 2018
Instrument	10600574

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 (+12.41%)	$349,000 (+9.96%) Land $61,000 Building $288,000	$349,000 (+9.96%) Land $61,000 Building $288,000
2024	$4,561.00 (+7.22%)	$317,400 (+4.75%) Land $64,000 Building $253,400	$317,400 (+4.75%) Land $64,000 Building $253,400
2023	$4,254.00
2022		$303,000 Land $56,000 Building $247,000	$303,000 Land $56,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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