405 Summit Crest Ln, Norman, OK 73071 Property Records

Cleveland County property record for 405 Summit Crest Ln, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 2013
Lot Size	0.207 acres (9,060 sqft)
Owner	2 Owner Names on Record
Last Sale	$176,500 (Dec 2013)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NC29SUM10 2 7001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUM10 2 7001`
Alternative APN	`160181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.207 acres)
Garage Type	Attached
Garage Area	660 sqft
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160181
Old Parcel Number	160181
Street Address	405 SUMMIT CREST LN
City	NORMAN
State	OK
Zip	73071-4088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 10 LOT 7 BLOCK 2
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Subdivision	SUMMIT LAKES 10
Legal Block	2
Legal Lot Number	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1001
Census Tract	201405

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	405 SUMMIT CREST LN, NORMAN, OK 73071-4088
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2013 · Amount on Record
Deed Sale	Dec 18, 2013 · Amount on Record
Prior Sale	Dec 18, 2013
Deed Document Number	R 2013 52123
Deed Book / Page	5243 / 1110
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	405 SUMMIT CREST LN, NORMAN, OK 73071-4088
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202129076
Date	Jul 12, 2021
Book Page	6275/477
Instrument	R 2021 29076

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	405 SUMMIT CREST LN, NORMAN, OK 73071-4088
Document Number	0000005403
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMIT CREST LN NORMAN OK 730714088, NORMAN, OK 73071-4088

Mortgage

Document Number	0000005403
Date	Feb 24, 2020
Book Page	006024/000276
Instrument	5403

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 23, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (+6.3%) Homeowner's exemption	$23,781 (+6.09%) Land $4,922 Building $18,859	$278,006 (+15.73%) Land $57,546 Building $220,460
2023	$2,572.00 Homeowner's exemption	$22,416 Land $5,273 Building $17,143	$240,218 Land $56,509 Building $183,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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