412 Summit Crest Ln, Norman, OK 73071 Property Records

Cleveland County property record for 412 Summit Crest Ln, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,115 sqft · built 2012
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2023)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SUM10 1 6001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUM10 1 6001`
Alternative APN	`160155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	1,875 sqft
2nd Floor Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	659 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160155
Old Parcel Number	160155
Street Address	412 SUMMIT CREST LN
City	NORMAN
State	OK
Zip	73071-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 10 LOT 6 BLOCK 1
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Subdivision	SUMMIT LAKES 10
Legal Block	1
Legal Lot Number	6
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1000
Census Tract	201405

Owner

412 Summit Crest Ln is owned and occupied by an individual who bought it in April 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 SUMMIT CREST LN, NORMAN, OK 73071-4087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO
May 10, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	R 2023 8753
Deed Book / Page	6536 / 758
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 10, 2023
Property Address	412 SUMMIT CREST LN, NORMAN, OK 73071-4087
Document Number	0R20238753
Book / Page	6536 / 758
Instrument Date	Mar 31, 2023
Instrument	R 2023 8753
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	412 SUMMIT CREST LN, NORMAN, OK 73071-4087

Mortgage

Document Number	0R20238754
Date	Apr 10, 2023
Instrument	R 2023 8754

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 10, 2022
Property Address	412 SUMMIT CREST LN, NORMAN, OK 73071-4087
Document Number	R202217093
Book / Page	6422 / 1219
Instrument Date	May 9, 2022
Instrument	R 2022 17093
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3421 W ROCK CREEK RD, NORMAN, OK 73072-2467

Mortgage

Document Number	R202217094
Date	May 10, 2022
Instrument	R 2022 17094

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	412 SUMMIT CREST LN, NORMAN, OK 73071-4087
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202109936
Date	Mar 15, 2021
Book Page	6206/700
Instrument	R 2021 09936

Lender

Name	FIRST UNITED BANK AND TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 412 Summit Crest Ln was $4,462.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00	$37,186 Land $6,322 Building $30,864	$309,884 Land $52,685 Building $257,199
2023	$3,903.00	$32,497 Land $6,230 Building $26,267	$270,812 Land $51,924 Building $218,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Summit Crest Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Summit Crest Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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