321 Summit Crest Ln, Norman, OK 73071 Property Records

Cleveland County property record for 321 Summit Crest Ln, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2011
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2018)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SUM10 2 9001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUM10 2 9001`
Alternative APNs	`R0160183` `160183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	628 sqft
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160183
Street Address	321 SUMMIT CREST LN
City	NORMAN
State	OK
Zip	73071-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 10 LOT 9 BLOCK 2
Legal Range	02W
Legal Township	09
Legal Section	34
Legal Subdivision	SUMMIT LAKES 10
Legal Block	2
Legal Lot Number	9
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1001
Census Tract	201405

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 SUMMIT CREST LN, NORMAN, OK 73071-4083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MTG CORP
Oct 25, 2017	Trustee's Deed, Construction Loan · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Feb 9, 2012 · Amount on Record
Deed Document Number	20186275
Deed Book / Page	5774 / 1362
Last Transfer Date	Jan 6, 2022
Transfer Doc	0000004402
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Feb 7, 2022
Property Address	321 SUMMIT CREST LN, NORMAN, OK 73071-4083
Document Number	R202204402
Book / Page	6378 / 1353
Instrument Date	Jan 6, 2022
Instrument	R 2022 04402
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUMMIT CREST LN, NORMAN, OK 73071-4083

Mortgage

Document Number	R202204306
Date	Feb 7, 2022
Instrument	R 2022 04306

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 6, 2018
Property Address	321 SUMMIT CREST LN, NORMAN, OK 73071-4083
Document Number	0000006275
Book / Page	005774 / 001362
Instrument Date	Mar 2, 2018
Instrument	6275
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 SUMMIT CREST LN NORMAN OK 730714083, NORMAN, OK 73071-4083

Mortgage

Document Number	6276
Date	Mar 6, 2018
Book Page	005774/001363
Instrument	6276

Lender

Name	ASSOCIATED MTG CORP
Address	TULSA, OK 74133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 25, 2017
Property Address	321 SUMMIT CREST LN, NORMAN, OK 73071-4083
Book / Page	005734 / 000840
Instrument Date	Oct 13, 2017
Instrument	35430
Transaction Type	Construction Loan
Record Updated	Dec 7, 2017
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUMMIT CREST LN NORMAN OK 730714083, NORMAN, OK 73071-4083

Mortgage

Document Number	0000035430
Date	Oct 25, 2017
Book Page	005734/000840
Instrument	35430

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	NORMAN, OK 73069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00 (+10.16%)	$29,275 (+10.25%) Land $5,587 Building $23,688	$302,148 (+13.2%) Land $57,669 Building $244,479
2023	$3,189.00	$26,553 Land $5,640 Building $20,913	$266,905 Land $56,693 Building $210,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Crest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures