Warren County property record for 405 Springhouse Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,874 sqft · built 2017 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Nov 2016) |
| Tax Bill | $8,953 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-373-010-0 |
| Primary APN | 04-09-373-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,874 sqft Living Area |
| Gross Area | 5,786 sqft |
| 1st Floor Area | 1,255 sqft |
| 2nd Floor Area | 1,072 sqft |
| Basement Area | 1,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 16,291 sqft (0.374 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 550930 |
|---|---|
| Street Address | 405 SPRINGHOUSE DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.3 SETT.WALK LOT 68 |
| Legal Subdivision | EST.3 SETT.WALK |
| Legal Block | 30 |
| Legal Lot Number | 68 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30901 |
405 Springhouse Dr is owned and occupied by two individuals who bought it in November 2016.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOMERVILLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2016 · Amount on File |
| Deed Sale | Nov 2, 2016 · Amount on File |
| Prior Sale | Aug 2, 2012 · Amount on File |
| Deed Document Number | 201633874 |
| Prior Transfer Date | Aug 24, 2009 |
| Prior Transfer Doc | 0049690236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 405 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST OHIO TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000012397 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-012397 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 405 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028690 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019-028690 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 405 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | SW OH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013592 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-013592 |
| Name | SOMERVILLE BANK |
|---|---|
| Type | Bank |
| Address | EATON, OH 45320 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 405 Springhouse Dr was $8,953.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,953.00 | $229,840 Land $45,500 Building $184,340 | $656,680 Land $130,000 Building $526,680 |
| 2023 | $7,529.00 (-0.97%) Homeowner's exemption | $176,817 (-) Land $20,650 Building $156,167 | |
| 2022 | $7,603.00 Homeowner's exemption | $176,817 Land $20,650 Building $156,167 | $505,190 (-) Land $59,000 Building $446,190 |
| 2021 | $505,190 Land $59,000 Building $446,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Springhouse Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Springhouse Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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