345 Springhouse Dr, Springboro, OH 45066 Property Records

Warren County property record for 345 Springhouse Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,458 sqft · built 2004
Lot Size0.397 acres (17,293 sqft)
Owner2 Individual Names on Record
Last Sale$434,900 (Mar 2020)
Tax Bill$6,761 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Nov 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-09-373-007-0

Property Details

APN / Parcel Number

Primary APN04-09-373-007-0
Alternative APNs
  • 0409373007
  • 409373007
  • 0550183
  • 550183

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,458 sqft Living Area
Gross Area4,326 sqft
1st Floor Area100 sqft
2nd Floor Area1,154 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick/Stone
Construction TypeBrick
Lot Area17,293 sqft (0.397 acres)
Garage TypeAttached
Garage Area868 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number550183
Street Address345 SPRINGHOUSE DR
CitySPRINGBORO
StateOH
Zip45066-8672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEST.1 SETT.WALK LOT 3
Legal SubdivisionEST.1 SETT.WALK
Legal Block83
Legal Lot Number3
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3029
Census Tract30901

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RIVER VALLEY CU INC
Nov 22, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Dec 11, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Mar 18, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Prior SaleJul 30, 2003 · Amount on Record
Deed Document Number20209055
Prior Transfer DateDec 14, 2004
Prior Transfer Doc0037810438
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672

Mortgage

Document Number0000021340
DateAug 28, 2025
Instrument2025-021340
Lender
NameRIVER VALLEY CU INC
TypeCredit Union
AddressMIAMISBURG, OH 45342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 10, 2040

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyVALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026649
DateNov 22, 2024
Instrument2024-026649
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672
Document Number0000051403
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 SPRINGHOUSE DR SPRINGBORO OH 450668672, SPRINGBORO, OH 45066-8672

Mortgage

Document Number0000051403
DateDec 17, 2020
Instrument51403
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMar 18, 2020
Property Address345 SPRINGHOUSE DR, SPRINGBORO, OH 45066-8672
Document Number0000009055
Instrument2020-009055
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009056
DateMar 18, 2020
Instrument2020-009056
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,761.00 (-0.25%)$173,580 (+34.1%) Land $45,500 Building $128,080$495,940 (+34.1%) Land $130,000 Building $365,940
2024$6,778.00 (+22.97%)
2023$5,512.00 (+1.51%) Homeowner's exemption$129,444 (-) Land $20,650 Building $108,794
2022$5,430.00 Homeowner's exemption$129,444 Land $20,650 Building $108,794$369,840 (-) Land $59,000 Building $310,840
2021$369,840 Land $59,000 Building $310,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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