403 Silver Spur Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 403 Silver Spur Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,129 sqft · built 2017
Lot Size	0.272 acres (11,866 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,400 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-336207-001302-0`

Property Details

APN / Parcel Number

Primary APN	`36-336207-001302-0`
Alternative APN	`360304`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	2,129 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	11,866 sqft (0.272 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	468 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 SILVER SPUR TRL
City	MCGREGOR
State	TX
Zip	76657-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNWEST VILLAGE PT 7 LOT 2 BLOCK 13 ACRES .2724
Legal Subdivision	SUNWEST VILLAGE PT 7
Legal Block	13
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2021
Census Tract	3901

Owner

403 Silver Spur Trl is owned and occupied by two individuals who acquired it in February 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Feb 19, 2026	Warranty Deed, Transfer
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Feb 1, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026
Deed Sale	Feb 19, 2026
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	20265255
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	403 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SILVER SPUR TRL, MCGREGOR, TX 76657-4168

Mortgage

Document Number	0000030013
Date	Sep 30, 2025
Instrument	2025030013

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 19, 2026
Property Address	403 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Document Number	0000005255
Map Reference	DOC 2011011505
Instrument Date	Feb 19, 2026
Instrument	2026005255
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	403 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010600
Date	Mar 31, 2020
Instrument	2020010600

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 1, 2018
Property Address	403 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Document Number	0000003315
Map Reference	DOC2011011505
Instrument Date	Feb 1, 2018
Instrument	2018003315
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SILVER SPUR TRL, MC GREGOR, TX 76657-4168

Mortgage

Document Number	0000003316
Date	Feb 1, 2018
Instrument	2018003316

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Silver Spur Trl was $5,400, down 8.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,332 (-1.03%) Land $57,905 Building $282,427	$340,332 (-1.03%) Land $57,905 Building $282,427
2025	$5,400.00 (-8.55%) Homeowner's exemption	$343,870 Land $52,680 Building $291,190	$343,870 Land $52,680 Building $291,190
2024	$5,905.00
2023		$356,280 Land $52,680 Building $303,600	$356,280 Land $52,680 Building $303,600
2022	$5,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Silver Spur Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Silver Spur Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Silver Spur Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures