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405 Savannah Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 405 Savannah Ln, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeRural Home
Details2 bd · 2.5 ba · 2,268 sqft · built 1999
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Dec 2021)
Tax Bill$2,135 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN451300499305000

Property Details

APN / Parcel Number

Primary APN451300499305000
Alternative APN
  • 56382

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,268 sqft Heated Area
Gross Area4,924 sqft
1st Floor Area1,194 sqft
Upper Floors Area1,074 sqft
Basement Area1,194 sqft
Finished Basement1,194 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions215 ft deep x 30 ft wide
PorchSlab
Porch Area120 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number56382
Street Address405 SAVANNAH LN
CityMURPHY
StateNC
Zip28906-8440
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPAR 1 FR WILLS 1436/34
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2004
Census Tract930606

Owner

Source: Cherokee County records · APN 451300499305000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 SAVANNAH LN, MURPHY, NC 28906-2606
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number20218588
Deed Book / Page1699 / 1223
Prior Transfer DateApr 23, 2012
Prior Transfer Doc01436/0034
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 20, 2021
Property Address405 SAVANNAH LN, MURPHY, NC 28906-8440
Document Number01699/1223
Book / Page1699 / 1223
Instrument DateNov 06, 2021
Instrument8588
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address405 SAVANNAH LN, 405, MURPHY, NC 28906-8440

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address550 SAVANNAH LN, MURPHY, NC 28906-2606

Mortgage

Document Number0016991227
DateDec 20, 2021
Instrument1699/1227
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,135.00$290,830 (-)$290,830 (-) Land $8,590 Building $282,240
2023$290,830$290,830 Land $8,590 Building $282,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskHigh
above 71% of the US · above 93% of North Carolina
Wildfire LikelihoodAbout 1 in 283 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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