270 Savannah Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 270 Savannah Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 576 sqft · built 1995
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2018)
Tax Bill	$610 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451300493610000`

Property Details

APN / Parcel Number

Primary APN	`451300493610000`
Alternative APN	`48737`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	245 ft deep x 173 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	160 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	48737
Street Address	270 SAVANNAH LN
City	MURPHY
State	NC
Zip	28906-1180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 1 WILLS PROP 1488/751
Legal Phase	1488
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2004
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 SAVANNAH LN, MURPHY, NC 28906-1180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	0001251418
Deed Book / Page	1251 / 418
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 1, 2018
Property Address	270 SAVANNAH LN, MURPHY, NC 28906-1180
Document Number	01599/0441
Book / Page	01599 / 0441
Instrument Date	Oct 22, 2018
Instrument	05266
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 PINE FOREST LOOP, 303, BLUE RIDGE, GA 30513-3388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SAVANNAH LN, MURPHY, NC 28906-1180

Mortgage

Document Number	05267
Date	Nov 1, 2018
Instrument	05267

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$610.00	$74,550 (-)	$74,550 (-) Land $7,170 Building $67,380
2023		$74,550	$74,550 Land $7,170 Building $67,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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