300 Savannah Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 300 Savannah Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 576 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2019)
Tax Bill	$750 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451300493247000`

Property Details

APN / Parcel Number

Primary APN	`451300493247000`
Alternative APN	`49845`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Heated Area
Gross Area	1,008 sqft
1st Floor Area	576 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	30 ft Width
Porch	Slab
Porch Area	288 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	49845
Street Address	300 SAVANNAH LN
City	MURPHY
State	NC
Zip	28906-8422
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 2 WILLS PROP 1555/758
Legal Phase	1555
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2004
Census Tract	930606

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 SAVANNAH LN, MURPHY, NC 28906-2606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Warranty Deed, Transfer · Commercial Mortgage MERRILY STEIBRECHER
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 2, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	20192297
Deed Book / Page	1614 / 353
Prior Transfer Date	Feb 20, 2017
Prior Transfer Doc	01555/0758
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 28, 2019
Property Address	300 SAVANNAH LN, MURPHY, NC 28906-8422
Document Number	01614/0353
Book / Page	01614 / 0353
Instrument Date	May 28, 2019
Instrument	02297
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 MISSION RIDGE OVERLOOK, 137, HAYESVILLE, NC 28904-4970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAVANNAH LN, MURPHY, NC 28906-2606

Mortgage

Document Number	01614/0356
Date	May 28, 2019
Book Page	01614/0356
Instrument	02298

Lender

Name	MERRILY STEIBRECHER
Type	Private Party
Address	137 MISSION RIDGE OVERLOOK, HAYESVILLE, NC 28904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jun 1, 2022

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	300 SAVANNAH LN, MURPHY, NC 28906-8422
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01595/1021
Date	Sep 17, 2018
Book Page	01595/1021
Instrument	04436

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 2, 2017
Property Address	300 SAVANNAH LN, MURPHY, NC 28906-8422
Document Number	01555/0758
Book / Page	01555 / 0758
Instrument Date	Feb 20, 2017
Instrument	00890
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SAVANNAH LN, MURPHY, NC 28906-8422

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$750.00	$94,450 (-)	$94,450 (-) Land $14,770 Building $79,680
2023		$94,450	$94,450 Land $14,770 Building $79,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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