405 S Oak St, Normal, IL 61761 Property Records

McLean County property record for 405 S Oak St, Normal, IL 61761 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 796 sqft · built 1949
Lot Size0.173 acres (7,436 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Mar 2011)
Tax Bill$2,463 (2024)
Flood ZoneZone X (minimal risk)
APN14-27-351-012

Property Details

APN / Parcel Number

Primary APN14-27-351-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area796 sqft Living Area
1st Floor Area796 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area7,436 sqft (0.173 acres)
Lot Dimensions143 ft deep x 52 ft wide
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 S OAK ST
CityNORMAL
StateIL
Zip61761-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUTH K. RYAN RESUB BLK 18-SIXTH ADD LOT 13
Legal Range02E
Legal Township24N
Legal Section27
Legal SubdivisionRUTH K. RYAN
Legal Block18
Legal Lot Number13
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1010
Census Tract501

Owner

Source: McLean County records · APN 14-27-351-012

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 S OAK ST, NORMAL, IL 61761-3739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2011 · Amount on Record
Deed SaleMar 18, 2011 · Amount on Record
Prior SaleAug 30, 2007 · Amount on Record
Deed Document Number20117206
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$39,663 (+21.89%) Land $10,613 Building $29,050$118,989 (+21.89%) Land $31,839 Building $87,150
2024$2,463.00 (+8.45%)
2023$2,271.00$32,540 Land $8,707 Building $23,833$97,620 Land $26,121 Building $71,499

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Metronet HoldingsFiber5,120 / 5,120
Pavlov MediaFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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