McLean County property record for 401 S Oak St, Normal, IL 61761 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1949 |
| Square Footage | 712 sqft Living Area |
| Lot Size | 4,982 sqft (0.116 acres) |
| Garage | 308 sqft |
| Tax Bill | $2,478.00 (2024) |
| Primary APN | 14-27-351-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 712 sqft Living Area |
| 1st Floor | 712 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Roof Material | Asphalt Roof |
| Lot Area | 4,982 sqft (0.116 acres) |
| Depth X Width | 94 ft x 53 ft Depth x Width |
| Garage Area | 308 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 401 S OAK ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUTH K. RYAN BLK 180-SIXTH ADD LOT 1 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | RUTH K. RYAN |
| Legal Block | 180 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | NORMAL |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 501 |
Source: McLean County records · APN 14-27-351-010
Assessment roll updated April 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18864 OLD PRINCIPAL RD, HEYWORTH, IL 61745-7700 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 01, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BLOOMINGTON |
| May 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 201322905 |
| Last Transfer Date | Oct 23, 2013 |
| Transfer Doc | 0000027165 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 401 S OAK ST, NORMAL, IL 61761-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 202100003592 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-00003592 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Change Frequency | Quarterly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 401 S OAK ST, NORMAL, IL 61761-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100002284 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-00002284 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Dec 17, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 401 S OAK ST, NORMAL, IL 61761-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900007719 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019-00007719 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Nov 10, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 5% |
| Index | 1-Year CMT |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,316 (+21.88%) Land $10,929 Building $22,387 | $99,948 (+21.88%) Land $32,787 Building $67,161 | |
| 2024 | $2,478.00 (+5.94%) | ||
| 2023 | $2,339.00 | $27,334 Land $8,967 Building $18,367 | $82,002 Land $26,901 Building $55,101 |
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