McLean County property record for 403 S Oak St, Normal, IL 61761 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1949 |
| Square Footage | 712 sqft Living Area |
| Lot Size | 4,982 sqft (0.116 acres) |
| Last Sale | $80,000 (2010) |
| Tax Bill | $2,480.00 (2024) |
| Primary APN | 14-27-351-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 712 sqft Living Area |
| 1st Floor | 712 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Roof Material | Asphalt Roof |
| Lot Area | 4,982 sqft (0.116 acres) |
| Depth X Width | 94 ft x 53 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 403 S OAK ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUTH K. RYAN RESUB BLK 18-SIXTH ADD LOT 14 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | RUTH K. RYAN |
| Legal Block | 18 |
| Legal Lot Number | 14 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | NORMAL |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 501 |
Source: McLean County records · APN 14-27-351-011
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18864 OLD PRINCIPAL RD, HEYWORTH, IL 61745-7700 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2010 · Amount on Record |
| Deed Sale | Sep 10, 2010 · Amount on Record |
| Prior Sale | Jun 21, 2007 · Amount on Record |
| Deed Doc Number | 201021152 |
| Last Transfer Date | Oct 23, 2013 |
| Transfer Doc | 0000027165 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 403 S OAK ST, NORMAL, IL 61761-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 202100003610 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-00003610 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 403 S OAK ST, NORMAL, IL 61761-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800012427 |
|---|---|
| Date | Aug 01, 2018 |
| Instrument | 2018-00012427 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,337 (+21.89%) Land $10,841 Building $22,496 | $100,011 (+21.89%) Land $32,523 Building $67,488 | |
| 2024 | $2,480.00 (+5.98%) | ||
| 2023 | $2,340.00 | $27,350 Land $8,894 Building $18,456 | $82,050 Land $26,682 Building $55,368 |
403 S Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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