Clay County property record for 405 S Mill St, Smithville, MO 64089 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1908 |
| Square Footage | 1,042 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2025) |
| Tax Bill | $1,824.00 (2024) |
| Primary APN | 05-617-00-13-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,042 sqft Living Area |
| Gross Area | 1,642 sqft Gross Area |
| 1st Floor | 1,042 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 112 ft x 119 ft Depth x Width |
| Deck Area | 96 sqft Deck |
| Patio Area | 194 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 405 S MILL ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9337 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 406S OF SE COR W BRASFIELD & S MILL STS, E109.5, S14, E2.5, S105, W112, N119 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | BRASFIELDS ADDITION TO SMITHVILLE |
| Jurisdiction | CLAY MO |
| Minor Civil Division | PLATTE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-617-00-13-009.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 S MILL ST, SMITHVILLE, MO 64089-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2024 |
| Deed Doc Number | 202526452 |
| Deed Book / Page | 10030 / 124 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 405 S MILL ST, SMITHVILLE, MO 64089-9337 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, PRESTIGE LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1513 TODD ST, PLATTE CITY, MO 64079-9319 |
| Document Number | 0000026465 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 10030/137 |
| Instrument | 2025026465 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,500 (+12.78%) | $150,000 (+12.78%) | |
| 2024 | $1,824.00 (+4.53%) | ||
| 2023 | $1,745.00 (+54.29%) | $25,270 | $133,000 |
| 2019 | $1,131.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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