Clay County property record for 205 S Mill St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,243 sqft · built 1910 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,640 (Jul 2026) |
| Tax Bill | $2,493 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-617-00-11-019.00 |
| Primary APN | 05-617-00-11-019.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| 1st Floor Area | 1,243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 60 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 361 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 205 S MILL ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRASFIELD ADDITION LT 5 BLK 3 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | BRASFIELD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 22000 |
205 S Mill St is owned and occupied by two individuals who bought it in July 2026.
Source: Clay County records, as of July 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Nov 6, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 1, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jun 19, 2018 | Warranty Deed, Transfer CONTINENTAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Nov 6, 2020 · Amount on File |
| Deed Document Number | 202618136 |
| Deed Book / Page | 10203 / 36 |
| Prior Transfer Date | Sep 9, 2004 |
| Prior Transfer Doc | 0000093850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 2, 2026 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000018136 |
| Book / Page | 10203 / 36 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202618136 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | DRI TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018137, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 10203/37 |
| Instrument | 202618137 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 6, 2020 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000042567 |
| Book / Page | 8859 / 141 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020042567 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042568 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020042568 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 15, 2020 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000001639 |
| Book / Page | 008588 / 000083 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 1639 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 W BRASFIELD ST SMITHVILLE MO 640899367, SMITHVILLE, MO 64089-9367 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 1, 2019 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000033011 |
| Book / Page | 008537 / 000154 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 33011 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1406 NE 107TH TER KANSAS CITY MO 641551802, KANSAS CITY, MO 64155-1802 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 27, 2019 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000028501 |
| Book / Page | 8510 / 028 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 2019028501 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000028502 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019028502 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 19, 2018 |
| Property Address | 205 S MILL ST, SMITHVILLE, MO 64089-9376 |
| Document Number | 0000019663 |
| Book / Page | 008221 / 000162 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 19663 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 205 S MILL ST SMITHVILLE MO 640899376, SMITHVILLE, MO 64089-9376 |
The 2025 property tax bill for 205 S Mill St was $2,493, up 9.8% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,493.00 (+9.82%) | $35,040 | $184,421 |
| 2024 | $2,270.00 (+4.56%) | ||
| 2023 | $2,171.00 | $31,450 | $165,526 |
| 2019 | $1,286.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 205 S Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 205 S Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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