Clay County property record for 402 S Mill St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,350 sqft · built 1910 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-617-00-12-020.00 |
| Primary APN | 05-617-00-12-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| Porch | Screened Porch |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 402 S MILL ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR S MILL & W WOODS ST, W125, S160, E125, N160 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | BRASFIELDS ADD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 402 S MILL ST, SMITHVILLE, MO 64089-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage MR COOPER |
| Nov 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 |
| Deed Sale | Jan 27, 2023 |
| Prior Sale | Nov 14, 2019 |
| Deed Document Number | 20231897 |
| Deed Book / Page | 9510 / 96 |
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 0000020250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 402 S MILL ST, SMITHVILLE, MO 64089-9337 |
| Document Number | 0000004794 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 S MILL ST SMITHVILLE MO 640899337, SMITHVILLE, MO 64089-9337 |
| Document Number | 0000004794 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 008606/000131 |
| Instrument | 4794 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 13, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 14, 2019 |
| Property Address | 402 S MILL ST, SMITHVILLE, MO 64089-9337 |
| Document Number | 0000034383 |
| Book / Page | 008546 / 000005 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 34383 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 S MILL ST SMITHVILLE MO 640899337, SMITHVILLE, MO 64089-9337 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,297.00 (+16.07%) | $32,280 (+12.59%) | $169,895 (+12.59%) |
| 2023 | $1,979.00 (+25.73%) | $28,670 (+30.56%) | $150,894 (+30.56%) |
| 2022 | $1,574.00 (+20.61%) | $21,960 | |
| 2021 | $115,578 | ||
| 2019 | $1,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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