405 Rudder Rd, Naples, FL 34102 Property Records

Collier County property record for 405 Rudder Rd, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,395 sqft · built 2003
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$3,730,000 (Dec 2025)
Tax Bill	$17,941 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`087100 L 174A28`

Property Details

APN / Parcel Number

Primary APN	`087100 L 174A28`
Alternative APN	`12783400009`

Interior

Stories	2 Stories
Building Area	3,395 sqft Living Area
1st Floor Area	3,395 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.39 acres)
Pool Area	476 sqft
Deck Area	2,754 sqft

Location & Zoning

Street Address	405 RUDDER RD
City	NAPLES
State	FL
Zip	34102-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 2 BLK L LOT 17
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 2
Legal Tract	087100
Legal Block	L
Legal Lot Number	17
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 RUDDER RD, NAPLES, FL 34102-5036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Document Number	20256768135
Deed Book / Page	6540 / 525
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2025
Property Address	405 RUDDER RD, NAPLES, FL 34102-5036
Document Number	0065400525
Book / Page	6540 / 525
Map Reference	MB 3 PG 83
Instrument Date	Dec 19, 2025
Instrument	6768135
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$26,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WILDERNESS DR APT 114, 114, NAPLES, FL 34105-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RUDDER RD, NAPLES, FL 34102-5036

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,252,104 (+60.93%) Land $2,926,734 Building $325,370	$3,252,104 (-3.77%) Land $2,926,734 Building $325,370
2025	$17,941.00 (+8.83%) Homeowner's exemption	$2,020,856 (+11.04%)	$3,379,422 (-22.14%) Land $2,268,110 Building $1,111,312
2023	$16,486.00 (-8.05%) Homeowner's exemption	$1,819,997 (-2.52%)	$4,340,488 (+34.19%) Land $2,965,990 Building $1,374,498
2022	$17,930.00 Homeowner's exemption	$1,867,131	$3,234,544 Land $1,740,338 Building $1,494,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 23 condo units
Nearby Flood Claims	143 (1979–2024)
Claims Outside the SFHA	13 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 56 claims Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20