Collier County property record for 451 Rudder Rd, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,775 sqft · built 1962 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,680,000 (Jun 2018) |
| Tax Bill | $9,958 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 087100 L 144A28 |
| Primary APN | 087100 L 144A28 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,775 sqft Living Area |
| 1st Floor Area | 3,775 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,117 sqft (0.37 acres) |
| Pool Area | 560 sqft |
| Deck Area | 185 sqft |
| Street Address | 451 RUDDER RD |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 2 BLK L LOT 14 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MOORINGS UNIT 2 |
| Legal Tract | 087100 |
| Legal Block | L |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 302 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 451 RUDDER RD, NAPLES, FL 34102-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Prior Sale | Feb 6, 2009 · Amount on Record |
| Deed Document Number | 20185567167 |
| Deed Book / Page | 5518 / 1701 |
| Last Transfer Date | Jun 28, 2019 |
| Transfer Doc | 0056500929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 451 RUDDER RD, NAPLES, FL 34102-5036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 451 RUDDER RD, NAPLES, FL 34102-5036 |
| Document Number | 0062150166 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 6215/166 |
| Instrument | 6362646 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 14, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 451 RUDDER RD, NAPLES, FL 34102-5036 |
| Document Number | 0056500929 |
| Book / Page | 005650 / 000929 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 5736790 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 451 RUDDER RD NAPLES FL 341025036, NAPLES, FL 34102-5036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 451 RUDDER RD, NAPLES, FL 34102-5036 |
| Document Number | 0055181701 |
| Book / Page | 005518 / 001701 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 5567167 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 451 RUDDER RD NAPLES FL 341025036, NAPLES, FL 34102-5036 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,169,654 (+2.7%) | $2,258,221 (-11.18%) Land $2,032,495 Building $225,726 | |
| 2025 | $9,958.00 (+2.23%) Homeowner's exemption | $1,138,904 (+46.91%) | $2,542,475 (-13.66%) Land $2,152,540 Building $389,935 |
| 2024 | $9,741.00 (+42.87%) | ||
| 2023 | $6,818.00 (-32.39%) Homeowner's exemption | $775,230 (-27.34%) | $2,944,614 (+40.79%) Land $2,814,860 Building $129,754 |
| 2022 | $10,084.00 Homeowner's exemption | $1,066,957 | $2,091,522 Land $1,651,661 Building $439,861 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 256 units insured incl. 23 condo units |
| Nearby Flood Claims | 143 (1979–2024) |
| Claims Outside the SFHA | 13 of 143 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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