370 Rudder Rd, Naples, FL 34102 Property Records

Collier County property record for 370 Rudder Rd, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details3,153 sqft · built 1973
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$3,000,000 (Jun 2025)
Tax Bill$9,236 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APN087100 K 54A28

Property Details

APN / Parcel Number

Primary APN087100 K 54A28
Alternative APNs
  • 12782080006023200K54
  • 12782080006

Interior

Stories1 Story
Building Area3,153 sqft Living Area
1st Floor Area2,779 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Lot Area16,117 sqft (0.37 acres)
Pool Area338 sqft
Deck Area945 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address370 RUDDER RD
CityNAPLES
StateFL
Zip34102-5035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 2 BLK K LOT 5
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 2
Legal Tract087100
Legal BlockK
Legal Lot Number5
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1012
Census Tract302

Owner

370 Rudder Rd is owned by an individual who bought it in June 2025.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address393 4TH AVE S, NAPLES, FL 34102-6338
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2025 · Amount on File
Deed SaleJun 27, 2025 · Amount on File
Prior SaleJan 25, 2010 · Amount on File
Deed Document Number20256699298
Deed Book / Page6483 / 129
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address370 RUDDER RD, NAPLES, FL 34102-5035
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3394 CIRCLE DR, COMMERCE TOWNSHIP, MI 48382-1957

Mortgage

Document Number0065530810
DateFeb 11, 2026
Book Page6553/810
Instrument6784602
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address370 RUDDER RD, NAPLES, FL 34102-5035
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALPHA TITLE SERVICES OF FL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056772597
DateSep 25, 2019
Book Page5677/2597
Instrument5770294
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 370 Rudder Rd was $9,236.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,951,716 (+178.69%) Land $2,656,483 Building $295,233$2,951,716 (-0.88%) Land $2,656,483 Building $295,233
2025$9,236.00 Homeowner's exemption$1,059,131$2,977,988 Land $2,161,770 Building $816,218
2023$8,891.00 (-2.67%) Homeowner's exemption$999,303 (+3%)$4,014,693 (+46.69%) Land $2,826,930 Building $1,187,763
2022$9,135.00 Homeowner's exemption$970,197$2,736,863 Land $1,658,743 Building $1,078,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 370 Rudder Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Rudder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Rudder Rd

Nearby Streets

Search Property Records by Address or Parcel Number