Hampden County and Westfield City property record for 405 Root Rd, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,760 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $5,844 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:69-R L:25 |
| Primary APN | WFLD M:69-R L:25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 3,804 sqft |
| Basement Area | 1,760 sqft |
| Unfinished Basement | 1,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 405 ROOT RD |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-9834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 25 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 812800 |
Source: Hampden County and Westfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 ROOT RD, WESTFIELD, MA 01085-9834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Jul 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2018 |
| Deed Document Number | 202175237 |
| Deed Book / Page | 24200 / 4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 22, 2021 |
| Property Address | 405 ROOT RD, WESTFIELD, MA 01085-9834 |
| Document Number | 24200-4 |
| Book / Page | 24200 / 4 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 75237 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 291 RUSSELL RD, WESTFIELD, MA 01085-2101 |
| Document Number | 75238 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 75238 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 405 ROOT RD, WESTFIELD, MA 01085-9834 |
| Document Number | 22263-237 |
| Book / Page | 022263 / 000237 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 40204 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 BUTLERTOWN RD WATERFORD CT 063854020, WATERFORD, CT 06385-4020 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,844.00 (-3.05%) | $385,000 (+8.45%) Land $139,000 Building $246,000 | $362,520 (+5.97%) |
| 2024 | $342,095 | ||
| 2023 | $6,028.00 | $355,000 Land $120,700 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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