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405 Rams Rd, Havelock, NC 28532 Property Records

Craven County property record for 405 Rams Rd, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1982
Lot Size0.274 acres (11,974 sqft)
OwnerIndividual Name on File
Last Sale$114,000 (Feb 2016)
Tax Bill$1,914 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN6-220-E-F-008

Property Details

APN / Parcel Number

Primary APN6-220-E-F-008
Alternative APN
  • 109581

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,678 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1982
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,974 sqft (0.274 acres)
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number109581
Old Parcel Number6-220-E-F008
Street Address405 RAMS RD
CityHAVELOCK
StateNC
Zip28532-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK F COLLEGE PK SEC 3
Legal SubdivisionCOLLEGE PARK SEC 03
Legal BlockF
Legal Lot Number8
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group2
Census Block2000
Census Tract961302

Owner

Source: Craven County records · APN 6-220-E-F-008

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 RAMS RD, HAVELOCK, NC 28532-1751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2016 · Amount on Record
Deed SaleFeb 25, 2016 · Amount on Record
Deed Document Number0000341885
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address405 RAMS RD, HAVELOCK, NC 28532-1751
Transaction TypeMortgage
Record UpdatedApr 28, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03721/1239
DateApr 18, 2022
Book Page3721/1239
Instrument10095341
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2042

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityHavelock City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,914.00 (+4.08%)$158,190 (-) Land $40,000 Building $118,190$158,190 (-) Land $40,000 Building $118,190
2023$1,839.00 (+23.17%)$158,190 (+26.94%) Land $40,000 Building $118,190$158,190 (+26.94%) Land $40,000 Building $118,190
2022$1,493.00$124,620 Land $35,000 Building $89,620
2018$124,620 Land $35,000 Building $89,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims34 (1998–2021)
Claims Outside the SFHA34 of 34
Most Recent ClaimJun 2021, other causes
Claims By Storm
  • Hurricane Florence, Sep 2018 · 20 claims
  • Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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