409 Rams Rd, Havelock, NC 28532 Property Records

Craven County property record for 409 Rams Rd, Havelock, NC 28532 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,008 sqft Living Area
Lot Size	13,947 sqft (0.32 acres)
Garage	Attached
Last Sale	$110,000 (2021)
Tax Bill	$1,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6-220-E-F-010`
Alternative APN	`128821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Stories	1 Stories
Interior Structure	Finished/Painted Interior Structure

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,947 sqft (0.32 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	128821
Old Parcel Number	6-220-E-F010
Street Address	409 RAMS RD
City	HAVELOCK
State	NC
Zip	28532-1751
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 10 BLK F COLLEGE PK SEC 3
Legal Subdivision	COLLEGE PARK SEC 03
Legal Block	F
Legal Lot Number	10
Jurisdiction	CRAVEN NC
Minor Civil Division	6
Census Blockgroup	2
Census Block	2000
Census Tract	961302

Owner

Source: Craven County records · APN 6-220-E-F-010

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 STAFFORDSHIRE DR, NEW BERN, NC 28562-8441
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Doc Number	0000037021
Deed Book / Page	3702 / 1
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 30, 2021
Property Address	409 RAMS RD, HAVELOCK, NC 28532-1751
Document Number	3702/1
Book / Page	3702 / 1
Map Reference	CAB C SL 24
Instrument Date	Nov 30, 2021
Instrument	10087693
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 BELL ARTHUR RD, 2802, GREENVILLE, NC 27834-4754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 STAFFORDSHIRE DRIVE, NEW BERN, NC 28562

Mortgage

Document Number	37024
Date	Nov 30, 2021
Instrument	3702/4

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+4.29%)	$114,820 (-) Land $40,000 Building $74,820	$114,820 (-) Land $40,000 Building $74,820
2023	$1,351.00 (+7.65%)	$114,820 (+10.46%) Land $40,000 Building $74,820	$114,820 (+10.46%) Land $40,000 Building $74,820
2022	$1,255.00	$103,950 Land $35,000 Building $68,950
2018			$103,950 Land $35,000 Building $68,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.