Craven County property record for 400 Rams Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1981 |
| Lot Size | 0.257 acres (11,190 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-E-E-010 |
| Primary APN | 6-220-E-E-010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,190 sqft (0.257 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 136900 |
|---|---|
| Street Address | 400 RAMS RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 B-E COLLEGE PK |
| Legal Subdivision | COLLEGE PARK |
| Legal Lot Number | 10 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 961302 |
Source: Craven County records · APN 6-220-E-E-010
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 RAMS RD, HAVELOCK, NC 28532-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 06, 2017 | Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING AND TRUST CO |
| Aug 10, 2020 | Intrafamily Transfer, Transfer · VA Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2020 |
| Deed Sale | Aug 10, 2020 |
| Prior Sale | Jun 09, 2010 · Amount on Record |
| Deed Document Number | 202010059061 |
| Deed Book / Page | 3625 / 303 |
| Prior Transfer Date | Aug 04, 2020 |
| Prior Transfer Doc | 3625/303 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 400 RAMS RD, HAVELOCK, NC 28532-1752 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 003862/864 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | 3862/864 |
| Instrument | 10149787 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 400 RAMS RD, HAVELOCK, NC 28532-1752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3497/0920 |
|---|---|
| Date | Apr 06, 2017 |
| Book Page | 3497/0920 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 10, 2020 |
| Property Address | 400 RAMS RD, HAVELOCK, NC 28532-1752 |
| Document Number | 3625/303 |
| Book / Page | 3625 / 303 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 10059061 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 RAMS RD, HAVELOCK, NC 28532-1752 |
| Document Number | 3625306 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 3625/306 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (-4.94%) | $135,030 (-) Land $40,000 Building $95,030 | $135,030 (-) Land $40,000 Building $95,030 |
| 2023 | $1,578.00 (+23.76%) | $135,030 (+27.77%) Land $40,000 Building $95,030 | $135,030 (+27.77%) Land $40,000 Building $95,030 |
| 2022 | $1,275.00 | $105,680 Land $35,000 Building $70,680 | |
| 2018 | $105,680 Land $35,000 Building $70,680 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures