Placer County property record for 405 Polermo Pl, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 2014 |
| Lot Size | 0.17 acres (7,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $576,000 (Mar 2021) |
| Tax Bill | $9,580 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-260-034-000 |
| Primary APN | 009-260-034-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,278 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood |
| Lot Area | 7,383 sqft (0.17 acres) |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 POLERMO PL |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-7853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 SORRENTO VILLAGE 2 MOR CC-56 |
| Legal Subdivision | SORRENTO VILLAGE 2 |
| Legal Lot Number | 34 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 23300 |
405 Polermo Pl is owned and occupied by two individuals who bought it in March 2021.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 POLERMO PL, LINCOLN, CA 95648-7853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 8, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | May 20, 2016 · Amount on File |
| Deed Document Number | 202131976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 405 POLERMO PL, LINCOLN, CA 95648-7853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | LENNAR TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2375 CORY AVE, SAN JOSE, CA 95128-1308 |
| Document Number | 0000088525 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0088525 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 8, 2021 |
| Property Address | 405 POLERMO PL, LINCOLN, CA 95648-7853 |
| Document Number | 0000031976 |
| Map Reference | MB CC PG 56 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021-0031976 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 POLERMO PL, LINCOLN, CA 95648-7853 |
| Document Number | 0000031977 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0031977 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 405 Polermo Pl was $9,580.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $635,949 (+2%) Land $187,693 Building $448,256 | |
| 2025 | $9,580.00 | $623,480 Land $184,013 Building $439,467 |
| 2023 | $9,108.00 (-0.05%) | $581,000 Land $171,500 Building $409,500 |
| 2022 | $9,113.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Polermo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Polermo Pl is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, Fidium Fiber, Succeed.Net.
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