403 Polermo Pl, Lincoln, CA 95648 Property Records

Placer County property record for 403 Polermo Pl, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 2014
Lot Size	0.144 acres (6,287 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Oct 2021)
Tax Bill	$6,379 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-260-033-000`

Property Details

APN / Parcel Number

Primary APN	`009-260-033-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,136 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	6,287 sqft (0.144 acres)
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 POLERMO PL
City	LINCOLN
State	CA
Zip	95648-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SORRENTO VILLAGE 2 MOR CC-56
Legal Subdivision	SORRENTO VILLAGE 2
Legal Lot Number	33
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2027
Census Tract	23300

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 POLERMO PL, LINCOLN, CA 95648-7853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Grant Deed, Transfer · Commercial Mortgage EARL TRUST
Sep 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	2021130698
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0000069771
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 21, 2021
Property Address	403 POLERMO PL, LINCOLN, CA 95648-7853
Document Number	0000130698
Map Reference	MB CC PG 56
Instrument Date	Oct 15, 2021
Instrument	2021-0130698
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5969 ALLAN DR, ROCKLIN, CA 95677-3043

Mortgage

Document Number	0000130699
Date	Oct 21, 2021
Instrument	2021-0130699

Lender

Name	EARL TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 16, 2019
Property Address	403 POLERMO PL, LINCOLN, CA 95648-7853
Document Number	0000069771
Map Reference	MB CC PG 5
Instrument Date	Aug 30, 2019
Instrument	2019-0069771
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 POLERMO PL, LINCOLN, CA 95648-7853

Mortgage

Document Number	0000069772
Date	Sep 16, 2019
Instrument	2019-0069772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,131 (+2%) Land $63,887 Building $265,244
2025	$6,379.00 (+3.39%) Homeowner's exemption	$322,679 (+4.04%) Land $62,635 Building $260,044
2023	$6,170.00 (+2.39%) Homeowner's exemption	$310,151 Land $60,203 Building $249,948
2022	$6,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, Fidium Fiber, Succeed.Net.

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