Placer County property record for 404 Polermo Pl, Lincoln, CA 95648 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,927 sqft Living Area |
| Lot Size | 5,790 sqft (0.133 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2018) |
| Tax Bill | $9,129.00 (2025) |
Source: Placer County records · APN 009-260-039-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Aug 26, 2014 · Amount on Record |
| Deed Doc Number | 201878163 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Document Number | 0000085121 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021-0085121 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000062105 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-0062105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080658 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019-0080658 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 26, 2018 |
| Property Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Document Number | 0000078163 |
| Map Reference | MB CC PG56 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018-0078163 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 POLERMO PL, LINCOLN, CA 95648-7853 |
| Document Number | 0000078164 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018-0078164 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,666 (+2%) Land $113,781 Building $477,885 | |
| 2025 | $9,129.00 (+3.04%) | $580,065 (+4.04%) Land $111,550 Building $468,515 |
| 2023 | $8,860.00 (+2.09%) | $557,542 Land $107,219 Building $450,323 |
| 2022 | $8,679.00 |
Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 009-260-039-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,927 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood Construction |
| Lot Area | 5,790 sqft (0.133 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 740 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 404 POLERMO PL |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-7853 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 39 SORRENTO VILLAGE 2 MOR CC-56 |
| Legal Subdivision | SORRENTO VILLAGE 2 |
| Legal Lot Number | 39 |
| Jurisdiction | PLACER CA |
| Minor Civil Division | LINCOLN |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 23300 |
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