405 Pepper Mill Ln, Norfolk, VA 23502 Property Records

Norfolk City property record for 405 Pepper Mill Ln, Norfolk, VA 23502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1958
Lot Size	0.32 acres (13,952 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Feb 2022)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
APN	`15613100`

Property Details

APN / Parcel Number

Primary APN	`15613100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,952 sqft (0.32 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 PEPPER MILL LN
City	NORFOLK
State	VA
Zip	23502-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	47 BLK C POPLAR HALL SEC 1
Legal Block	C
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2009
Census Tract	7002

Owner

405 Pepper Mill Ln is owned by two individuals who bought it in February 2022.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3509 SHORELINE DR, PORTSMOUTH, VA 23703-4031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Deed Document Number	20223014
Prior Transfer Date	Dec 4, 2006
Prior Transfer Doc	0000051935
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 3, 2022
Property Address	405 PEPPER MILL LN, NORFOLK, VA 23502-4438
Document Number	0220003014
Instrument Date	Feb 1, 2022
Instrument	220003014
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SHORELINE DR, PORTSMOUTH, VA 23703-4031

Mortgage

Document Number	0220003015
Date	Feb 3, 2022
Instrument	220003015

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 405 Pepper Mill Ln was $3,922, up 3.8% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+3.78%)	$313,800 (+2.12%) Land $139,000 Building $174,800	$313,800 (+2.12%) Land $139,000 Building $174,800
2025	$3,779.00	$307,300 Land $132,500 Building $174,800	$307,300 Land $132,500 Building $174,800
2023	$3,328.00	$266,300 Land $132,500 Building $133,800	$266,300 Land $132,500 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 Pepper Mill Ln; there have been 50 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	50 (1980–2019)
Claims Outside the SFHA	20 of 50
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Pepper Mill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20