Norfolk City property record for 404 Pepper Mill Ln, Norfolk, VA 23502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,925 sqft · built 1958 |
| Lot Size | 0.218 acres (9,479 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Aug 2025) |
| Tax Bill | $4,506 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale & Mortgage + 2 more |
| APN | 30186800 |
| Primary APN | 30186800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,479 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 269 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 404 PEPPER MILL LN |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23502-4421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 18 BLK D POPLAR HALL SEC. 1 |
| Legal Subdivision | SUBDIVISION OF POPLAR HALLS SECTION ONE |
| Legal Block | D |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 7002 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 13, 2025 | Bargain and Sale Deed, Transfer · FHA Mortgage ARCHER MORTGAGE LLC |
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage TIDEWATER HOME FUNDING LLC |
| Mar 30, 2017 | Intrafamily Transfer, Transfer · Stand-Alone Refinance CHOU TEAM REALTY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Apr 3, 2023 · Amount on Record |
| Deed Document Number | 202514549 |
| Prior Transfer Date | Jan 14, 2017 |
| Prior Transfer Doc | 0000006763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 8, 2026 |
| Property Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0000008864 |
| Instrument Date | May 4, 2026 |
| Instrument | 20268864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0000008864, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20268864 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.83% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 13, 2025 |
| Property Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0250014549 |
| Map Reference | MB 41 PG 60 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 250014549 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ROCKET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0250014550 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 250014550 |
| Name | ARCHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 3, 2023 |
| Property Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0230005241 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 230005241 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOUCRES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0230005244 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 230005244 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Mar 30, 2017 |
| Property Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0170006763 |
| Instrument Date | Jan 14, 2017 |
| Instrument | 170006763 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PEPPER MILL LN, NORFOLK, VA 23502-4421 |
| Document Number | 0170006764 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 170006764 |
| Name | CHOU TEAM REALTY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,506.00 (+3.11%) | $360,500 (+1.46%) Land $103,500 Building $257,000 | $360,500 (+1.46%) Land $103,500 Building $257,000 |
| 2025 | $4,370.00 (+15.06%) | $355,300 (+16.91%) Land $98,300 Building $257,000 | $355,300 (+16.91%) Land $98,300 Building $257,000 |
| 2023 | $3,798.00 | $303,900 Land $98,300 Building $205,600 | $303,900 Land $98,300 Building $205,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 142 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 50 (1980–2019) |
| Claims Outside the SFHA | 20 of 50 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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